Compound Interest Calculator

Try a reproducible scenario

Start with a clearly defined example, then adjust one assumption at a time.

Total Balance

$941,112.35

≈ 941.1K

Total Invested

$700,000.00

≈ 700.0K

Total Interest

$241,112.35

≈ 241.1K

What this result means

Your modeled ending balance is split between contributed capital and calculated growth.

This tool is for educational purposes only and does not constitute financial advice.

GuideEnter an initial balance, monthly contribution, annual rate, and time horizon to estimate compound growth. Monthly mode adds each contribution at month end; annual mode counts that year's contributions before applying annual interest. Compare the ending balance with total invested and review the year-by-year breakdown.

PARAMETERS

$
$
%
yrs

ASSET GROWTH

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Calculation review

Every result uses the same tested finance engine. Monthly mode adds contributions at month end; yearly mode applies the disclosed annual convention.